1. Introduction
PayNit ("we," "our," "us") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our platform and related API services.
2. Information We Collect
Personal Information
- Full name, email address, and phone number
- KYC documents: Aadhaar number, PAN number, and uploaded document images (as per RBI directives)
- Business name, website URL, and registration details
- Bank account details and UPI IDs for payout disbursements
Technical Information
- IP addresses, browser type, operating system, and device information
- Login timestamps, session data, and activity logs
- API usage patterns and transaction metadata
3. How We Use Your Information
- To verify identity and complete KYC / AML compliance.
- To process payout transactions accurately and securely.
- To detect and prevent fraud, unauthorized access, and abuse.
- To comply with legal obligations under applicable Indian law.
4. Data Security
We implement 256-bit TLS encryption for all data in transit, AES-256 encrypted storage for KYC documents, IP whitelisting capabilities, API key isolation, and regular security audits to protect your information.
5. Contact
If you have any questions about this Privacy Policy, please contact us at:
Email: support@paynit.in
