Automate instant payouts via IMPS & UPI with enterprise-grade APIs, real-time settlement, and bank-level security.
Enterprise-grade architecture disguised as a simple API. Move money efficiently with zero manual intervention.
Settle directly to any Indian bank account in under 3 seconds. No batch windows, 24/7/365 availability even on bank holidays.
Push funds to any valid UPI ID instantly. Perfect for gig-worker disbursements, vendor payments, and customer refunds.
PCI-DSS compliant infrastructure with AES-256 encryption, IP whitelisting, and new-device login anomaly detection alerts.
Idempotent REST APIs with comprehensive documentation. Setup webhook callbacks for real-time transaction status updates.
Process thousands of transactions simultaneously via API or simple CSV upload through our intuitive merchant dashboard.
Automated fallback between IMPS and UPI networks based on real-time node health to ensure the highest transaction success rates.
ID: MER_847291 • Aadhaar Confirmed
As a responsible payment infrastructure provider, we maintain strict adherence to RBI guidelines. Our automated KYC engine verifies businesses in minutes, not days.
“PayNit may collect KYC documents including Aadhaar, PAN, and business verification details solely for compliance, fraud prevention, and secure onboarding purposes. All user data is encrypted and securely processed under applicable Indian regulations.”
A clean, predictable RESTful API designed by developers, for developers. Includes detailed error messages, robust webhooks, and sandbox environments to test your edge cases securely.
Read API Documentation
{
"id": "pout_a1b2c3d4",
"object": "payout",
"amount": 150000, // ₹1,500.00
"currency": "INR",
"mode": "IMPS",
"status": "processed",
"beneficiary": {
"account_number": "XXXXXX8901",
"ifsc": "HDFC0001234"
},
"utr": "123456789012",
"created_at": 1715241600
}